British Consumers warmly Embracing SMS Marketing

Consumers across the World are embracing SMS marketing to an impressive degree in 2013. And the trend line is pointing further north.

According to a report published  on Wednesday, SMS and push messages are the preferred form of mobile marketing for almost half of UK consumers.

A recent survey spearheaded by a mobile solutions provider in the U.K. polled 1,572 mobile consumers who had downloaded an app in the UK, USA, Australia, New Zealand, France, Germany, and Spain. The findings indicate that 49% of those polled in the U.K. exhibit a preference for SMS and push messages. read more

WEEKLY COMMENT 26-09-2013

WEEKLY COMMENT 26-09-2013

By Barry Edwards

The Future of the EU

The German election result confirmed the nations support for the policies of Angela Merkel and her enthusiasm for a united Europe. Although she did not get an outright majority, she was far ahead of any other party and will be the next Chancellor. This means that the Eurozone has a leader willing to make it work and encourage the other countries to go along with her.

MEP’s and the bureaucrats in Brussels are waiting for the SPD, the next biggest party in Germany, to agree to a coalition so they can continue with the banking legislation going through parliament with the confirmation of the new government. The whole concept of the EU and its future has had a boost which should help to bring all the wavering politicians together to make it work. read more

VENTURE BEYOND

 

 

 VENTURE BEYOND

 

 

 

A new concept in business growth funding …

 

 

 

 

 

 

 Contents

The Current Situation   3

VENTURE BEYOND   5

Executive Summary  5

Foreword   6

VENTURE BEYOND LTD   7

The Reasons for the Creation of Venture Beyond Ltd   7

Current Working Capital Finance Facilities  8

Enterprise Finance Guarantee (£2 billion)  8

The Regional Venture Capital Funds (£224 million)  9

Enterprise Capital Funds (£205 million)  9

The Business Payment Support Service (BPSS)  9

The Business Bank  9 read more

WEEKLY COMMENT 19-06-2013

 

WEEKLY COMMENT 19-09-2013

By Barry Edwards

 

An Overview of the Recession and the World Economies

We are at that stage in the economic cycle where better times are beckoning and confidence is beginning to return. Almost every country around the world has experienced growth in the last few quarters although the rates vary somewhat. It is time to reflect on the long period of recession and low growth in most developed economies and speculate on the likely outcome over the next few years.

I don’t think anybody thought that it would take nearly five years before we started to see definite signs of a return to growth. The usual cycle is around three years with the economy back to average growth rates in four to five. Many things about this ‘great recession’ as many commentators are calling it are different from previous ones. read more

WEEKLY COMMENT 12-09-2013

WEEKLY COMMENT 12-09-2013

By Barry Edwards

The New Approach to Syria

Since the comment last week, the situation in Syria has changed dramatically. The G20 summit in Moscow was probably the catalyst for the UN security members to cooperate in trying to sort out the civil war there and prevent or at least postpone the attacks by the Americans and the French.

It appears that the general public worldwide were surprised that these important political leaders are making an effort to work together to encourage the fighting parties in Syria to consider talking and begin negotiating a settlement. The proposal to establish an international monitoring force to control the storage and ultimate destruction of the chemical weapons is only the first step on the path to bring the violently opposed forces to the negotiating table. read more

WEEKLY COMMENT 5-09-2013

WEEKLY COMMENT 5-09-2013

By Barry Edwards

We now know that the UK will not be involved in any military action in Syria and we are waiting to hear the outcome of the vote in Congress in the USA. All the signs are that it will be passed but that is what we thought would happen in the UK. President Obama has reserved the right to take action even if Congress does not support him. France appears to be committed to support any action that the USA decides to take although the polls that have been conducted show the French people do not agree with the President. read more

WEEKLY COMMENT 29-08-2013

WEEKLY COMMENT 29-08-2013

By Barry Edwards

The Syrian predicament is involving governments from around the world while the international community is anxious that the politicians will over react and create another military involvement that is difficult to disengage from once undertaken. While the evidence of the chemical attack in Damascus is being analysed it is too early to comment on the situation which is likely to dominate the news for some time yet. The effects this is having on the return to growth in the developed countries economies is difficult to predict at the moment. We will have to wait and see how events unfold before the implications can be discussed. read more

WEEKLY COMMENT 22-08-2013

WEEKLY COMMENT 22-08-2013

By Barry Edwards

There has been a lot of turmoil in the emerging markets (EM’s) this week that has culminated in their stock markets falling further and their currencies continuing their decline ever since the announcement that the Federal Reserve (Fed) is going to reduce its bond purchasesThat deterioration has increased in this last week as investors worldwide have realised that there could be a dramatic sharp fall in confidence in these countries causing a reassessment of exposure to all EM’s. read more

WEEKLY COMMENT 15-08-2013

WEEKLY COMMENT 15-08-2013

By Barry Edwards

We are experiencing the moment when all the major economies of the world are showing positive growth at the same time. This has not happened for a while if you include Japan. The media are now calling the financial crisis ‘the great recession’ and feel comfortable implying it is now in the past. The USA and Japan are leading the field with the UK and finally the EU starting to catch up with the announcement this week. If you wish to look at the figures more closely for the EU, click on the links below. read more

WEEKLY COMMENT 8-08-2013

WEEKLY COMMENT 08-08-2013

By Barry Edwards

The announcement by Mark Carney, new Governor of the Bank of England, on Wednesday this week was given wide publicity by all forms of media and has been discussed by many commentators. If you have not seen the news please click on the link below for the full statement.

http://www.bankofengland.co.uk/publications/Documents/inflationreport/2013/ir13augforwardguidance.pdf

The importance and relevance of the announcement is to give forward guidance to the thinking of the Monetary Policy Committee (MPC) about the economy to allow people and companies to manage their affairs in the knowledge that interest rates will remain low for the foreseeable future. read more

WEEKLY COMMENT 1-08-2013

WEEKLY COMMENT 1-08-2013

By Barry Edwards

The two Cyprus banks, the Bank of Cyprus and Laiki bank have finally emerged from their dramatic collapse earlier in the year as a new Bank of Cyprus. The announcement was made on Tuesday giving the exact figures for the depositors who have been bailed in to refinance the bank. If you want to read the press release, click on the link below:-

http://www.bankofcyprus.com/Documents/Investor%20Relations/Press%20Releases/ENG/201330731_RecapENG.pdf

The depositors above the €100,000 EU guarantee will suffer a haircut of 47.5% of their deposits which have been converted to ordinary shares in the bank on a Euro for Euro basis. For the balance of 52.5%, 10% has been released back to the depositors and a further 5% will be released shortly. The remaining balance of 37.5% will be converted to certificates of deposit for 6, 9 and 12 months and the bank will have the right to roll them over once if they cannot pay them back. read more

WEEKLY COMMENT 25-07-2013

WEEKLY COMMENT 25-07-2013

By Barry Edwards

The Foreign Office commissioned a report which they have entitled Review of the Balance of Competences between the United Kingdom and the European Union. The first part of the study was released on Monday the 22nd of July and discusses the ‘Single Market’. You can read the report if you click on the link below:- 

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/224707/2901084_SingleMarket_acc.pdf

The news of the royal baby completely swamped the media coverage so you would not have seen much reference to it but it is an interesting document since it analyses the advantages and disadvantages of being in the EU. This report, which has 82 pages, is intended to provide the facts about what has occurred since we have been a member. read more